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Contact your banker or our Deposit and Treasury Management Services group at: TMSSales@cobizfinancial.com; 877.409.5704
Receivables at a Glance

We understand an efficient payment collection process (receivables) can directly affect the availability of working capital necessary to meet your business obligations. Our full suites of electronic and paper-based receivable solutions are designed to accelerate the collection/inflow of cash & checks and/or reduce processing expenses within the office. Our Deposit & Treasury Service specialists will work with you to customize a collection system that works effectively, efficiently and conveniently for your company.

Cash Vault
For your cash intensive needs, we offer a complete & secure vault service solution including deposit processing (cash and checks) as well as coin and currency replenishment. We offer both armored (Brink’s) and non-armored (Centaur) transportation/courier options to match your business schedule, with timely routes that are designed to meet your deposit and/or change order timing requirements.

Courier Service
Eliminate trips to the bank by utilizing our courier services. Our couriers provide on-site pick-up/delivery of bank deposits, change orders, lockbox packages and more. We offer both armored (Brink’s) and non-armored (Centaur) transportation/courier options to match your business schedule, with timely routes that are designed to meet your timing requirements.

Electronic Receivables
An electronic receivables solution can assist in reducing the costs associated with collections and assist to decrease the risk of internal and external fraud, while reducing the time associated with account reconciliation (A/R), while improving cash flow forecasting. Our online system provides a browser-based solution for reporting your receivables from various channels: ACH, remote deposit, bill payments, lockbox, and wires. We also offer a consolidated/integrated receivables solution to expedite your A/R posting process.

Merchant Services
Interested in accepting credit cards as an additional payment option? If so, we offer full-service Visa®, MasterCard®, AMEX® and Discover® processing services for merchants of any size. We’ll help you increase transaction speed and payment processing using the latest technology. You’ll receive local service, competitive rates, 24-hour, toll-free customer service, as well as Internet access to your merchant account to view statements and transaction activity.

Remote Deposit
With remote deposit, your business can complete check deposits to your bank account directly from your desk, smartphone or tablet - all electronically! No more trips to the bank to deposit checks. Simply use a supported high-tech scanner, smartphone or tablet to conveniently capture and submit your check images to the bank for deposit. Plus, with remote deposit, your deposit cutoff time extends to 7:00 p.m. Mountain. Research is a snap as all check images are archived for two years. View a demo version of Remote Deposit.

Our nationwide, state-of-the art lockbox capture service is designed to increase your cash flow by accelerating your collection process, allowing you to convert your receivables into available cash more quickly and efficiently. Our lockbox service also improves the handling of exception items and monitors workflow in real time, while automating, aggregating, and accelerating the entire receivables cycle.

Payments are mailed to a central processing location and deposited the same day they are received, streamlining your collections process by eliminating the need to manually prepare and deliver deposits to the bank.

We offer both wholesale lockbox and retail lockbox – each tailored to meet your processing requirements. Health care and property management data capture & reporting are also supported on our service.

Online Healthcare Management
We provide you with the tools you need to do the things you do best: run your business and take care of patients. Our healthcare revenue cycle management tool, Online Healthcare Management, streamlines your revenue process allowing you to operate more efficiently and effectively. Online Healthcare Management provides a complete revenue cycle transformation for your practice:

  • Accelerates cash flow with a 24-hour turnaround for all transactions received before 5 p.m. the previous day
  • Eliminates paper by providing virtual formats for your documents for easy processing, navigation and data access
  • Reconciles cash with time efficient ways to balance and post patient claims and payments
  • Increases productivity by letting you view all your healthcare billing information in a single digital stream