Colorado Business Bank now offers My HSA a Health Savings Account (HSA) for your employees. An HSA is a tax-advantaged savings account, frequently used in combination with a High Deductible Health Plan (HDHP), which offers you and your employees a new way to manage healthcare expenses. Consumers use the HSA to cover qualified medical expenses and benefit from triple tax savings:
  1. Tax deductions on contributions
  2. Tax-free account growth through interest and investment earnings*
  3. Tax-free withdrawals for qualified medical expenses

HSAs offer a number of other advantages, including:

Affordability - Health insurance plans with higher deductibles typically offer lower premiums.
Flexibility - Funds in the HSA can be used to pay for current medical expenses – including those that insurance may not cover – or to save for future needs. In addition, they roll over year to year.
Portability - HSAs are completely portable, so an employee can keep the account even if they change jobs or medical coverage.

Click here or contact your banker or customer service manager for more information.

Go to the Employer Portal

*Investment products are not FDIC insured; are not deposits or other obligations of, or guaranteed by, the bank; and may be subject to investment risks, including the possible loss of principal.

HSAs held at U.S. Bank, N.A. Member FDIC

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