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Retirement Advisory Services

We are a team of retirement plan specialists who are dedicated to providing our clients and their employees with a retirement plan that is tailored to their needs. By serving as investment fiduciaries, we have a responsibility to make recommendations that are in the best interest of our clients.

Service Plan and Plan Design:
At the onset we help you and your employees establish plan goals and track progress throughout the year. One way of doing this is through a written service plan, which creates a road map for the future and serves as a mechanism to keep us accountable. Another is through designing a retirement plan that matches company goals with employee outcomes.

Investment and Vendor Analysis
Companies who offer retirement plans are required to monitor both investments and plan costs. We help you put in place a robust analytical approach to monitoring your investments on a quarterly basis. We take a proactive role in helping you not only understand plans costs, but also contain them. We aim to help you find the investments and vendors that are best for your company. 

Fiduciary Guidance and Compliance
CoBiz Retirement Advisory Services serves as either an ERISA 3(21) or 3(38) fiduciary for all of our clients. We also implement a fiduciary training program, giving plan fiduciaries a strong understanding of both their responsibilities and liabilities.

Retirement Readiness and Employee Education
Americans are facing a retirement savings crisis. As such, financial wellness has never been more important. Through a combination of our team, our plan providers and third party education specialists, we try to customize education campaigns that help your employees meet their retirement goals. Bilingual education options are also available for your Spanish-speaking employees.

Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services may be offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS or NFP Retirement, Inc. Kestra IS and Kestra AS are not affiliated with any entity listed on this site. Neither Kestra IS or its affiliates offer tax or legal advice.

This site is published for residents of the United States only. Registered Representatives of Kestra Investment Services, LLC and Investment Advisor Representatives of Kestra Advisory Services, LLC, may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all of the products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact our Compliance department at 512-697-6000.