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Consumer Credit Cards

Effective March 25, we will be changing our name from Colorado Business Bank to BOK Financial. As a result, any credit cards applied for on or after February 21st will feature the BOK Financial logo.

​​What do you want most from your credit card? Now you have a choice. Whatever your needs, we have a credit card that's right for you! All of our credit card products come with a variety of important features including EMV smart chip technology.


VISA REAL REWARDS

1.5 points per $1 spent on eligible net purchases1

No caps or limits on the points you can earn, plus you have five years to redeem for rewards2

2,500 bonus rewards points after your first purchase3

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PREMIER REWARDS AMERICAN EXPRESS

4 points per $1 spent on restaurant purchases4

3 points per $1 spent on airline purchases

2 points per $1 spent on gas station purchases

1 point per $1 spent on other everyday eligible net purchases

10,000 one-time bonus rewards points after $1,000 in purchases within the first 3 months3

No caps or limits on the points you can earn, plus you have five years to redeem for rewards2

Reimbursement for either Global Entry or TSA Pre✔® 5

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CASH REWARDS AMERICAN EXPRESS

3% cash back6 on the first $6,000 in annual purchases at gas stations2, 7

2% cash back on supermarket net purchases

1% cash back on other everyday eligible net purchases

$25 cash back bonus after first purchase3

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VISA PLATINUM

Enjoy an extended introductory rate while saving on interest and paying down your other credit card balances faster

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SECURED VISA

A great way to begin the process of improving or re-establishing your credit8

Enjoy the convenience of credit including the option to carry a balance while earning interest on your secured savings account8

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VISA COLLEGE REAL REWARDS

1.5 points per $1 spent on eligible net purchases5

No cap or limit on the points you can earn, plus you have five years to redeem points for rewards2

2,500 bonus rewards points awarded after first purchase3, redeemable for $25 cash back, merchandise, gift cards or travel savings

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1Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.

2The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Card member Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

3Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. One-time bonus rewards will be awarded after eligible net purchases totaling $1,000 or more are made to your account within three months from account opening.

4Premier Rewards Card Points: You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchants which categorize their business as a service station or automated fuel dispensers. You will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code of airlines. You will earn 3 additional Points (for a total of 4 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at any merchant classified as a restaurant. Points expire five years from the end of the quarter in which they are earned.

5Certain limitations and restrictions may apply. Further details are available in the Guide to Benefits which is provided to new card members upon approval.

6Reward points can be redeemed as a cash deposit to a checking or savings account you hold with our bank, or as a statement credit to your credit card account within one to two billing cycles.

7Cash Rewards Card: “Cash Back Rewards” are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in Cash Back Rewards earned is equal to $0.01. You may simply see “Cash Back” in marketing material when referring to the rewards you earn. You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of eligible Net Purchases charged to your Account during each billing cycle for any merchant classified as a supermarket. The number of additional Points earned on supermarket Purchases is unlimited. In addition, you will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations, up to a maximum of $6,000 spent during each 12-month period commencing on the anniversary date of this Account. Automated fuel dispenser and service station purchases above $6,000 (for the remainder of that 12-month period) will earn at a rate of 1 Point for each dollar of Net Purchases charged to your Account during each billing cycle. Points expire five years from the end of the quarter in which they are earned.

8Late payments and going over the credit limit may damage your credit history.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express