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Consumer Credit Cards

​​What do you want most from your credit card? Now you have a choice. Whatever your needs, we have a credit card that's right for you! All of our credit card products come with a variety of important features including EMV smart chip technology.

Visa® Bonus Rewards Card

  • Earn 1 point for every net $1 you spend
  • Earn 25% bonus on all points earned every month1
  • $25 cash back after your first purchase

Visa® Bonus Rewards PLUS Card

  • Earn 1 point for every net $1 you spend
  • Earn 50% bonus on all points earned every month2
  • $25 cash back after your first purchase
Visa® Platinum Card
  • Save on interest and pay down your credit card balances faster
Cash Rewards American Express® Card
  • Earn up to 3% cash back on gas
  • Earn up to 2% cash back at the supermarket
  • Earn 1% cash back on all other purchases
  • Earn $25 cash back after your first purchase
Travel Rewards American Express® Card
  • Earn up to 3 points on airline purchases
  • Earn up to 2 points on hotel and restaurant purchases
  • Earn 1 point on all other purchases
  • No cap or limits on the amount of points you earn
  • 7,500 bonus points awarded after first purchase that can be redeemed for:

Secured Visa
The Secured Visa is secured with a deposit and is ideal for individuals who may not qualify for other Visa cards or who need to re-establish credit history.

Click the Apply for a credit card link to lean more.



1The 25% bonus rewards consist of 1 Reward Point for each dollar Net Purchases (purchases minus credits and returns) plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points)
2The 50% bonus rewards consist of 1 Reward Point for each dollar Net Purchases (purchases minus credits and returns) plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.50 points)
The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.